Sonya Smith's Page

I'm dreaming BIG this Monday!!!

I want to be a millionaire. Not so much to be rich, but to give my family what they want and need, and to help others achieve their dreams.

I want to pay off everything I owe, build my dream house, and be 100% debt free.

I want to donate to charities, and not only give my kids a magically Christmas, but to give someone that is less fortunate a magical Christmas for their kids as well.

I want my husband to wake up Christmas morning, go outside with his cup of c… Continue

I have neglected this site, and my businesses for the past few weeks, due to a lot of things going on in my personal life, and my insane obsession with this election. I haven't been setting goals for myself, or following through. My progress as a result has become non-existent. My life is starting to feel stagnant, and that needs to change. The only way to make this change is for me to take charge, to re-examine my life and my goals and get focused. Here are my goals for this week.

1) One thing… Continue

People are suffering. It's true. When looking over your budget, it's sometimes hard to figure out what to let go, what you can live without. Here are some tips to save money or cut costs without giving up everything.

1. Get new rate quotes for your car insurance. I really did save $600 on my car insurance by switching to Geico, lol. I swear!! My mom thought I was lying, lol. I also went through them for my homeowner's insurance and saved a couple hundred dollars there as well. Don't just call t… Continue

One of the fundamentals of having a successful home business is having a plan. Do you have a plan? Or are you just winging it? If you are winging it, how is that working for you? If it's not, maybe you need to rethink not having a plan, lol! Having a home business in the network marketing industry is a lot different from your brick and mortar business. You market differently, your products are different, the method for making sales is different. It's difficult to follow a traditional business pl… Continue

Last week, I mentioned that I would talk about the dreaded B word this week. It was supposed to be yesterday's lesson, but life sort of got in the way this week, and I didn't get it written up, and posted, so I will touch on it briefly today, and next week write some more on the topic.

My husband dreads the whole discussion. The minute I mention anything even remotely related to our finances, his eyes glaze over, and he suddenly loses his hearing. That, coupled with my lack of restraint when it… Continue